Support for businesses

The Government have provided some additional funding for the Council to administer under a Local Discretionary Grant Fund. This fund will mean we will be able to help some of the businesses or other organisations that did not qualify for the Small Business Grant or the Retail, Hospitality & Leisure Grant funding schemes we have been administering.

To see details of the Local Discretionary Grant Fund scheme for click here.

Small Business Grant Scheme funding is available to support small businesses that already pay little or no business rates because of small business rate relief (SBBR), or receive rural rate relief (RRR). This is a one-off grant (does not have to be paid back) of £10,000 to eligible businesses to help meet their ongoing business costs. You are eligible if:

• you are occupying property with a rateable value of less than £15,000, and
• already receive SBBR and/or RRR, and
• you are not occupying the property solely for your personal use

To find out if you are eligible click here.

Providing cash grants of up to £25,000 per property for:

• businesses eligible for the Expanded Retail Discount in sectors below with a rateable value up to and including £15,000, will receive a grant of £10,000.
• businesses eligible for the Expanded Retail Discount in sectors below with a rateable value of over £15,000 and less than £51,000, will receive a grant of £25,000

Properties that will benefit from this grant will be occupied premises that are wholly or mainly being used:

• as shops, restaurants, cafes, drinking establishments, cinemas and live music venues
• for assembly and leisure
• as hotels, guest and boarding premises and self-catering accommodation

Each of the above are as defined in Government guidance on the Expanded Retail Discount which can be found here.

To find out if you are eligible click here.

Over the coming week, the council will be launching two separate grants for businesses within the district, that operate in the Tourism, Hospitality, Leisure, Cultural and Visitor Economy sector. Details of eligibility criteria and how to apply will be on our website in the coming days.

A business rates relief holiday for retail, hospitality and leisure businesses in England for the 2020 to 2021 tax year is now live.

Businesses within these industries do not need to do anything.  Revised bills are now being issued to these businesses to reflect this expanded relief.

A business rates relief holiday is also now live for nurseries in England for the 2020 to 2021 tax year.

You are eligible for the business rates holiday where your business property is:

• occupied by providers on Ofsted’s Early Years Register
• wholly or mainly used for the provision of the Early Years Foundation Stage

Businesses within these industries do not need to do anything.  Revised bills are now being issued to these businesses to reflect this new relief

If you are not eligible for either scheme above and are struggling to pay your business rates, please contact the business rates team as soon as possible. They may be able to assist with rescheduling payment dates.

South Norfolk Council Rates Team – nndr@s-norfolk.gov.uk

Covid:19 Job Retention Scheme (Furlough)

All UK employers with a PAYE scheme will be able to access support to continue paying part of their employees’ salary for those that would otherwise have been laid off during this crisis. This applies to employees who have been asked to stop working, but who are being kept on the pay roll, known as ‘furloughed workers’. HMRC will reimburse 80% of their wages, up to £2,500 per month.

Find out more about the Furlough scheme here.

Statutory Sick Pay Rebate

Employers will be able to make claims through the Coronavirus Statutory Sick Pay Rebate Scheme from 26 May.

The new online service will be for small and medium-sized employers to recover Statutory Sick Pay (SSP) payments they have made to their employees.

Employers can furlough their employees who have been advised to shield in line with public health guidance and are unable to work from home, under the Coronavirus Job Retention Scheme. Once furloughed, the employee should no longer receive SSP and would be classified as a furloughed employee.

Find out more about the Statutory Sick Pay Rebate Scheme here.

Self Employment Income Support Scheme

The Self-employment Income Support Scheme (SEISS) will support self-employed individuals (including members of partnerships) who have lost income due to COVID-19. The scheme will provide a grant to self-employed individuals or partnerships, worth 80% of their profits up to a cap of £2,500 per month. The online service you’ll use to claim is not available yet. HMRC will aim to contact you by mid May 2020, and will make payments by early June 2020.

Find out more about the scheme here.  

Self-employed eligible to apply for Universal Credit

Self-employed people are now eligible to apply for increased amounts of Universal Credit if you are on a low income or out of work.

This can be accessed here.

A hardship fund is also available to support residents who are experiencing severe hardship due to the Coronavirus crisis. Find out more here.

If you would like more information about support available, please email housingadvice@s-norfolk.gov.uk

Coronavirus Bounce Back Loan

This scheme will help small and medium-sized businesses affected by Coronavirus (COVID-19) borrow between £2000 to £50000.

The government will guarantee 100% of the loan and there won’t be any fees or interest to pay for the first 12 months.

Loan terms will be up to 6 years. No repayments will be due during the first 12 months. The government will work with lenders to agree a low rate of interest for the remaining period of the loan.  This scheme will launch 4 May.
Find out more here.

VAT Deferral

UK registered businesses will not need to make VAT payments normally due with VAT returns during this period for three months. Taxpayers will be given until the end of the 2020-21 tax year to pay any liabilities that have accumulated during the deferral period.

Find out about VAT deferral here.

Deferral of Self Assessment payment

Self-assessment payments normally due to be paid to HMRC by 31st July 2020 can now be deferred to January 2021.

Find out more about the scheme here.

Coronavirus Business Interruption Loan Scheme

The Coronavirus Business Interruption Loan Scheme supports small and medium-sized businesses with access to loans, overdrafts, invoice finance and asset finance of up to £5 million for up to six years.

Find out more about the scheme here.

COVID-19 Corporate Financing Facility

The Bank of England will buy short-term debt from larger companies to help ease the supply of credit to all businesses. This will support companies which are fundamentally strong but have been affected by a short-term funding squeeze.

Find out more here.

Support for businesses paying tax

All businesses and self-employed people in financial distress, and with outstanding tax liabilities, may be eligible to receive support with their tax affairs through HMRC’s Time to Pay service. These arrangements are agreed on a case-by-case basis and are tailored to individual circumstances and liabilities.

Find out more here.

Insurance cover related to pandemics

Businesses are encouraged to check the terms and conditions of their specific policy and contact their broker or insurer to understand what they are covered for. However, the Government recognise that many businesses, particularly SME's, don’t have insurance cover for a pandemic and so they have made cash grants available to help businesses bridge through this period.

Protection for commercial tenants who are struggling to meet rent payments

Commercial tenants who cannot pay their rent because of coronavirus will be protected from eviction. Many landlords and tenants are already having conversations and reaching voluntary arrangements about rental payments due shortly, but the Government recognises businesses struggling with their cashflow due to coronavirus remain worried about eviction.

These measures, included in the emergency Coronavirus Bill currently going through Parliament, will mean no business will be forced out of their premises if they miss a payment in the next 3 months. 

Find out more here.

No planning control barrier to food delivery

We will be ensuring planning controls are not a barrier to food delivery over the period of disruption caused by the coronavirus. We will not seek to undertake planning enforcement action which would result in unnecessarily restricting deliveries of food and other essential deliveries during this period, having regard to their legal obligations.

We recognise that the increased frequency of deliveries, particularly at night, could have a temporary impact on local residents. However, this needs to be balanced by the significant public interest in ensuring local residents have continued access to food, sanitary and other essential goods in their local shops.

The retail and logistics sectors have also worked to minimise impacts on residents over recent years through Quiet Deliveries and the Government expects that such good practice continues. The Government will review the need for the flexibility outlined in this statement after the pressure from the Coronavirus has reduced, and it is the intention to withdraw it once the immediate urgency has subsided.

Relaxed planning restrictions for food deliveries

The Government has announced they are relaxing any planning restrictions for pubs, restaurants and cafes at this time to help businesses adapt and support individuals who are staying at home as a result of Coronavirus. This in effect means that we won’t investigate any potential breaches in planning during this period.

The Government has advised that it will introduce a time limited permitted development right through secondary legislation (negative SI) to allow the temporary change of use of a pub (A4 - drinking establishment) and a restaurant (A3 – restaurants and cafes) to a hot-food take away for a period of up to 12 months only.

Businesses will be required to tell the local planning authority when the new use begins and ends. If alcohol is to be sold and delivered, this is a licensable activity and cannot take place unless an existing licence is in force which permits you to do so.

You must ensure that allergen information is provided to the customer regarding any food or drink provided at the point of ordering, and with the order itself. Further information is available here. Separate, clean food-grade containers should be used for food in transit and ensure steps are taken to minimise the risk of cross-contamination; store raw and ready-to-eat foods separately and exercise good personal hygiene, including washing hands regularly.

High risk perishable food should be transported at a temperature of 8°C or below; hot ready-to-eat food should be transported in insulated containers to keep the food as hot as possible ensuring you limit the distance travelled. Ensure any frozen food does not defrost. Further information can be found here.

Whilst we are providing this guidance during the current circumstances, please note that this is subject to change. This advice is provided only in the context of temporary arrangements and any permanent changes may require planning permission.

If you are a mobile food business, you will need to consider your location and whether this will lead to any potential odour/noise nuisance within the neighbourhood. You must also consider the government advice with regards to social distancing in particular any queues to purchase the food; this includes considering other methods for receiving orders and taking any payments.

You should follow the most recent advice provided by the Government and Public Health England when looking to make changes in the way you operate your business.

Food businesses can keep up to date with the latest government advice here, including steps that must be taken to mitigate the spread of Coronavirus.

Working Safely

Guidance has been published to help employers, employees and the self-employed understand how to work safely during the Coronavirus pandemic. The guidance covers a range of different types of work and a helpful checklist to get you started. Find out more here.

Mobile Traders Guidance

If you are a mobile food trader and meet the requirements needed to sell takeaway food, you can do so (with street trading permission if required).  For more information, see the government guidance on Covid-19 for businesses and further guidance on working safely.

While takeaway food outlets and traders may be allowed to operate during this time, businesses must ensure that they protect both staff and the public by ensuring social distancing requirements are followed. 

The guidance from government about staying alert and safe and maintaining social distancing rules is very clear. Please help by following the social distancing guidelines and encouraging your customers to do the same. 

If you cannot ensure 'social distancing' by your customers, either in queues or when they are eating the takeaway food, for example on nearby benches or in open spaces, you must close your business. This is to protect against the spread of coronavirus. There are posters, freely available to use, on Norfolk Trading Standards website, which may help you to provide information to your customers.

It is still very important that people stay home unless necessary to go out for specific reasons set out in law. It is doubtful that going out to buy takeaway food, such as an ice-cream, from a street trader would be considered a ‘necessary’ reason to leave the house, so we would encourage mobile food traders to act responsibly and stay at home. The government has announced a range of financial assistance to support business during this time.

Find out more about our  'Do business with Confidence' campaign so support the economic recover.